With the popularity of ETFs on the rise, trading volumes continue to beat records year over year. As a result, those of us on the Capital Markets desk are having numerous conversations about ETF structure and trading dynamics, with our goal being to help as many clients as possible achieve trading success through the best possible execution.
U.S. pension plan sponsors have been using plan design changes, asset allocation changes, and liability transfers to offset the impact of pension volatility on their financial statements. Vanguard takes an in-depth look at how pension risk can affect corporate financials, and at the new trends in plan management.
A new Vanguard analysis of the withdrawal patterns of retail clients at or near retirement age finds that if withdrawals from retirees' financial accounts are meant to mainly serve as retirement income, our observed withdrawal incidence is lower than expected.
Our annual How America Saves research provides comprehensive analysis of retirement saving behavior that can help you optimize your plan and improve participant outcomes. A strong plan design can serve participants well in all markets—even those defined by heightened uncertainty and increased volatility.
Vanguard research highlights the risks associated with generating income strictly from portfolio yield and why a total return approach makes sense, particularly during this prolonged period of low yields.