Drawdown from financial accounts in retirement
A new Vanguard analysis of the withdrawal patterns of retail clients at or near retirement age finds that if withdrawals from retirees' financial accounts are meant to mainly serve as retirement income, our observed withdrawal incidence is lower than expected.
In active equity funds, concentration matters. Active bond funds? It's complicated.
A Vanguard paper explores the relationship of the number of fixed income fund holdings to systemic risk and alpha.
Fuel for the F.I.R.E.: Updating the 4% rule for early retirees
A new Vanguard research paper illustrates how F.I.R.E. investors can improve their chances of financing an early retirement by using Vanguard's principles for investing success.
Our annual How America Saves research provides comprehensive analysis of retirement saving behavior that can help you optimize your plan and improve participant outcomes. A strong plan design can serve participants well in all markets—even those defined by heightened uncertainty and increased volatility.
Planning for health care costs in retirement
This paper presents a model that forecasts health care costs for retirees to help with planning for annual and out-of-pocket expenses.
The case for total return investing
Vanguard research highlights the risks associated with generating income strictly from portfolio yield and why a total return approach makes sense, particularly during this prolonged period of low yields.
ETF trading guidance and best practices: A framework for approaching execution
When trading exchange-traded funds (ETFs), there are multiple execution options available to investors. In this paper, we provide an overview of the ETF ecosystem as well as the key players within it.
Assessing green bond opportunities
What are the opportunities and risks for investors in the growing universe of green bonds? Vanguard experts examine what green bonds are and how to analyse them relative to non-green debt.
Vanguard Target Retirement Funds and Trusts
This quarter's publication features a spotlight piece focused on select strategies and allocations commonly used across the TDF industry that are not currently part of our Vanguard Target Retirement Funds and our rationale for why we do not include them at this time.
Guaranteed income: A tricky trade-off
Retirees’ reluctance to annuitize suggests the irrevocable decision to swap liquid wealth for guaranteed income is not just about math.
Can Active Fixed Income Managers Be Cloned Using Style Funds?
Vanguard research presents a framework for assessing the extent to which an active fixed income manager can be cloned using style funds.
ESG and alpha: a look inside the numbers
Investment strategies with an environmental, social, and governance (ESG) dimension are growing in popularity and both, individual and institutional investors, may wonder about the impact a shift to such investments would have on their return expectations.
Mirage of Stability: China's True Economic Growth
Vanguard analysis shows that alternative measures form a clearer picture of China's true economic growth.
Emerging-market debt: Finding value in a time of pandemic
Vanguard's emerging markets credit team believes opportunities to add value exist even in this rapidly evolving fiscal environment.