Shining a light on opening auctions when trading ETFs
With the popularity of ETFs on the rise, trading volumes continue to beat records year over year. As a result, those of us on the Capital Markets desk are having numerous conversations about ETF structure and trading dynamics, with our goal being to help as many clients as possible achieve trading success through the best possible execution.
Tackling the tuition bill: Managing higher education expenses
An updated Financial Planning Perspectives examines how parents and students can make the best spending decisions.
The stock/bond correlation amid rising inflation: Increasing, but hardly a regime change
The diversification benefits of a balanced portfolio can persist, even at a time of increased inflation, according to new Vanguard research.
Managing and mitigating a pension plan’s impact on financial statements
U.S. pension plan sponsors have been using plan design changes, asset allocation changes, and liability transfers to offset the impact of pension volatility on their financial statements. Vanguard takes an in-depth look at how pension risk can affect corporate financials, and at the new trends in plan management.
Market and economic environments and asset allocation
A market and economic state-based, time-varying asset allocation is suitable for investors willing to take on risk.
Timing of the transfer of financial control is crucial in planning for cognitive decline and can have significant implications for investor well-being.
Drawdown from financial accounts in retirement
A new Vanguard analysis of the withdrawal patterns of retail clients at or near retirement age finds that if withdrawals from retirees' financial accounts are meant to mainly serve as retirement income, our observed withdrawal incidence is lower than expected.
In active equity funds, concentration matters. Active bond funds? It's complicated.
A Vanguard paper explores the relationship of the number of fixed income fund holdings to systemic risk and alpha.
Fuel for the F.I.R.E.: Updating the 4% rule for early retirees
A new Vanguard research paper illustrates how F.I.R.E. investors can improve their chances of financing an early retirement by using Vanguard's principles for investing success.
Our annual How America Saves research provides comprehensive analysis of retirement saving behavior that can help you optimize your plan and improve participant outcomes. A strong plan design can serve participants well in all markets—even those defined by heightened uncertainty and increased volatility.
Planning for health care costs in retirement
This paper presents a model that forecasts health care costs for retirees to help with planning for annual and out-of-pocket expenses.
The case for total return investing
Vanguard research highlights the risks associated with generating income strictly from portfolio yield and why a total return approach makes sense, particularly during this prolonged period of low yields.
ETF trading guidance and best practices: A framework for approaching execution
When trading exchange-traded funds (ETFs), there are multiple execution options available to investors. In this paper, we provide an overview of the ETF ecosystem as well as the key players within it.
Assessing green bond opportunities
What are the opportunities and risks for investors in the growing universe of green bonds? Vanguard experts examine what green bonds are and how to analyse them relative to non-green debt.