A new Vanguard analysis of the withdrawal patterns of retail clients at or near retirement age finds that if withdrawals from retirees' financial accounts are meant to mainly serve as retirement income, our observed withdrawal incidence is lower than expected.
Our annual How America Saves research provides comprehensive analysis of retirement saving behavior that can help you optimize your plan and improve participant outcomes. A strong plan design can serve participants well in all markets—even those defined by heightened uncertainty and increased volatility.
Vanguard research highlights the risks associated with generating income strictly from portfolio yield and why a total return approach makes sense, particularly during this prolonged period of low yields.
This quarter's publication features a spotlight piece focused on select strategies and allocations commonly used across the TDF industry that are not currently part of our Vanguard Target Retirement Funds and our rationale for why we do not include them at this time.
Investment strategies with an environmental, social, and governance (ESG) dimension are growing in popularity and both, individual and institutional investors, may wonder about the impact a shift to such investments would have on their return expectations.