The 18th edition of How America Saves delivers a comprehensive analysis of the retirement savings behavior of 5 million participants. Our data-rich report examines trends in how participants accumulate, manage, and access retirement savings.
Los ETF: claridad en medio del desorden
Los ETF pueden ser herramientas útiles para los inversionistas que están estableciendo sus carteras. Un comentario de Vanguard explora su función en la elaboración de la cartera y para proporcionar información y liquidez de mercado.
Stretching the match: Unintended effects on plan contributions
One strategy proposed to increase plan contributions, in plans not opting for automatic enrollment, is to "stretch the match." When defined contribution plan sponsors stretch the match, they apply an existing dollar match to a higher contribution rate. For example, instead of matching 100% on the first 4% of pay, they match 50% on the first 8% of pay. The idea is that the higher match threshold will encourage participants to contribute more to the plan.
Our aspiration: Keep changing the way the world invests
CEO Tim Buckley reflects on progress made to give investors a fair shake and what more Vanguard can do to deliver strong fund performance, trusted advice, and a world-class client experience.
Perspectivas destacadas