A new Vanguard analysis of the withdrawal patterns of retail clients at or near retirement age finds that if withdrawals from retirees' financial accounts are meant to mainly serve as retirement income, our observed withdrawal incidence is lower than expected.
New Vanguard research considers the question of patience in active fixed income investing. Outperforming active fixed income funds have periods of underperformance, with differences seen across investment strategies.
Our annual How America Saves research provides comprehensive analysis of retirement saving behavior that can help you optimize your plan and improve participant outcomes. A strong plan design can serve participants well in all markets—even those defined by heightened uncertainty and increased volatility.
Central banks are likely to raise policy rates and reduce the size of their balance sheets in the years ahead, but this should translate to only modest increases in bond yields, according to Vanguard Asia-Pacific senior economist Alexis Gray.