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How America Saves 2021

Este artículo está disponible sólo en inglés.

World-class plan design, including automatic enrollment, annual automatic deferral increases, and target-date funds helped defined contribution (DC) participants stay the course during the COVID-19 pandemic, according to the most-recent edition of How America Saves.

Now in its twentieth year, Vanguard has continued to expand the catalog of How America Saves research with Insights to Action, a supplementary report delivering expert recommendations shown to improve plan efficacy and employee participation.

How America Saves 2021: 20th Edition. Here you will find the full report that has served as a benchmarking tool and blueprint for best practices in DC plan design for plan sponsors for two decades.

How America Saves 2021: Insights to Action. This year’s Insights to Action encourages plan sponsors to focus on four key areas: automatic features, adoption of advice and retiree-friendly policies, and the curtailing of frequent loans and withdrawals.